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1 WHAT IS THE MAXIMUM HOME LOAN REPAYMENT PERIOD?

 

Usually it is 20 Years but it can be extended depending upon bank to bank.

 

2 WHAT IS FLOATING RATE OR A FIXED RATE HOME LOAN?

Floating rate of interest is the home loan in which the rate of interest keeps on changing depending upon the market situations whereas Fixed rate of interest is that case in which the rate of interest is fixed throughout its tenure.

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3 DOCUMENTS NEEDED FOR APPROVAL
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  • Business financials of last 3 years.

  • Salaried Person salary slip of last 6 months.

  • Nature of the industry the business operates in.

  • The current level of obligations of the company like EMI’s etc.

  • The company's past credit history.

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